I am stoked that you are getting insurance. Make sure you really understand your coverage. Make sure to find out if it is a PPO or HMO. Make sure you understand your deductible and your responsibility etc. We can definitely talk by e-mail. I have learned a lot about insurance since I broke my elbow. We have an incredibly screwed up health system and you have to be proactive about certain things. If you plan is a group plan, then you probably don't have to worry about a pre-existing situation, but I would check into it. I am hoping your situation is not serious. I really can't imagine that you had a serious break and were able to deal with it. If that is the case, then you are one tough momma.
: : : But they want 3 months up front. :`( I will see what I can do to borrow money or if they can bill me monthly instead.
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: : : But it says it starts the 1st. The 4th is a holiday which I dont get paid yet. Should I wait til the 2nd at least so as to not miss 2 more days work, no? Do they do surgery right away if needed? Will I have to make an appointment? When I go should I not eat so I dont get sick if they put me out? Gosh this is going to cost me!! I'll be happy to get fixed tho!!
: : Go on the 1st, don't wait any longer. You'll most likely be able to work after they've wrapped you up in a day or so. My guess is to look for a specialist. Some insurances need your primary doctor to refer you to a specialist, or they won't pay for it. Good luck.
: : http://www.webmd.com/a-to-z-guides/colles-fracture
: Mines more in my forearm, hope thats better then the 6 month deal. :-O I hope so but it does appear to have healed the wrong way which I'm sure isnt good.
: I guess I should still go to the ER? My Dr. never even called me back when I said I broke my arm. I called back and the receptionist said to go to the ER. I'm going to ask the girl who rides race horses who her Dr. is. I'm ready to switch! I tried to call the insurance company but all I got was answering machines then they hung up on me. Whats up with our country? I just want to heal and be rollin again. I feel like I'm a 100 yrs old right now.