|: so would aflac cover my arm?
Very unlikely. An accident insurance pays for accidents happening during the time you are insured. Your injury happend before, so no pay. If you brake your other arm during the insured time, they will pay. The next question is if they pay treatment or disability. Did you have a chance to look at the contract?
: thats my concern. they havent called back so i'm happy. because i would lose the insurance way before i get theirs.
Can't you extend your health insurance until your arm is well again?